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ZeroSum

Zero-based budgeting with flexible savings goals, recurring transactions, analytics, and shared budgets.

zerosum.soFinanceFeb 2026Aveiro, Portugal

A zero-based budgeting application that helps individuals and families plan every dollar, track spending, and reach savings goals. It targets consumers who want a hands-on approach to personal finance, offering both manual entry and optional bank sync. The product is positioned as an affordable alternative to pricier budgeting tools, with transparent pricing and a focus on simplicity.

Key features

  • Zero-based budgeting
  • Flexible savings goals
  • Recurring transactions
  • Bank sync via Plaid or Lunch Flow
  • Manual entry option
  • 16 built-in reports
  • Custom dashboards with 20+ widgets
  • Shared budgets up to 5 members
  • Mobile app with numpad-first entry
  • Face ID unlock
  • Push notifications for review
  • File import (CSV, OFX, QFX, QIF)
  • Loan and mortgage tracking
  • Split transactions and transfers
  • X0.2/day
GTM channels
  • Blog
  • Community
  • Changelog
ICP
  • Consumers general