Waypoint Budget
Automatically syncs bank transactions, tracks spending against budgets, sets savings goals, monitors net worth, and provides financial insights.
A budgeting application that simplifies personal finance by automatically syncing bank transactions, tracking spending, and setting savings goals. It targets individual consumers, couples, and small business owners, particularly in Canada and the US, who want a straightforward alternative to complex budgeting tools. The service uses bank-level encryption and read-only access to protect user data, and offers a free tier with optional premium features.
Key features
- Automatic bank sync
- Real-time transaction tracking
- Budget planning and tracking
- Savings goal setting
- Net worth tracking
- Smart money coach
- Subscription renewal alerts
- Calendar view for bills
- Shared budgeting for couples
- Monthly reports
- Bank-level encryption
- Read-only bank access