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Trackm

Pocket-based budgeting with transaction logging, recurring rules, net worth tracking, category breakdowns, and 90-day deficit forecasting.

trackm.netFinanceMar 2026Avalonbits

A pocket-based budgeting tool that helps individuals and households manage finances by allocating money into named pockets, tracking transactions, and forecasting deficits. It targets privacy-conscious consumers and small businesses seeking a one-time payment alternative to subscription budgeting apps. The product differentiates itself with zero-access encryption, ensuring the provider cannot access user data, and a pay-once model with no recurring fees.

Key features

  • Pocket/envelope budgeting
  • Net worth & timeline views
  • Recurring operations
  • Category breakdowns
  • 90-day deficit forecast
  • Zero-access encryption
  • Per-user encryption
  • Isolated databases
  • No social media activity within the last 30 days
GTM channels
  • No GTM activity detected
ICP
  • Consumers general
  • SMB owners
  • Freelancers solopreneurs