Continuum
Combines pay, equity, and taxes into one projection to age 90 to test offers, housing, moves, and retirement timing
The product is a financial projection simulator that combines salary, bonus, equity vesting, and taxes into a single forecast to age 90 to test decisions such as job offers, home purchases, relocations, and early retirement dates. It is for individual consumers managing compensation and life-event planning, with examples focused on tech employees with RSUs, ISOs, and startup equity. It is delivered as SaaS with a free tier using a deterministic calculation engine that powers scenario forks, with an AI voice interface that cites engine outputs rather than calculating itself.
Key features
- Scenario forking and side-by-side comparison
- Total comp modeling across vesting schedule
- RSU and refresher grant modeling
- ISO exercise and AMT modeling
- Startup exit probability-weighted ranges
- Life events scheduling with inflation tracks
- Balance sheet sync via Plaid
- Manual balance sheet entry
- Cash flow projection with event dips
- Voice Q&A with cited engine numbers
- 100 voice minutes per month (Pro)
- 30-year rent vs buy comparison
- Mortgage amortization and property tax modeling
- Opportunity cost of down payment modeling
- Net worth projection to age 90 with range
- No social media activity within the last 30 days
GTM channels
- No GTM activity detected
ICP
- Consumers general