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Financial scenario simulator that projects finances year by year with real tax, mortgage, and market math to test life decisions

ifso.ioFinanceAug 2026United StatesMahdi Software Engineering LLC

The product is a financial scenario simulator that projects personal finances year by year using real tax, mortgage, and market calculations to answer decisions such as buying a home, retiring early, or changing income. It sells to individual consumers managing household money and retirement planning without professional advice. It is positioned in the gap between single-purpose calculators and cumbersome heavyweight planners, offering a connected model with plain-English verdicts and side-by-side comparison of two futures.

Key features

  • Year-by-year financial projections
  • Real tax math with federal and state
  • Mortgage amortization modeling
  • 8 account and asset types
  • Life events timeline modeling
  • Retirement drawdown modeling
  • Safe withdrawal rate calculation
  • Social Security timing modeling
  • Plain-English verdict on plan
  • Side-by-side scenario comparison
  • 1,000 market histories simulation
  • Probability of success metrics
  • Exportable and deletable data
  • No social media activity within the last 30 days
GTM channels
  • No GTM activity detected
ICP
  • Consumers general