Plan With Clarity
Browser-based retirement planner that models taxes, healthcare, and withdrawal strategies across thousands of scenarios
The product is a browser-based retirement planning software that models sequence risk, taxes, healthcare costs, and withdrawal strategies across thousands of scenarios instead of a single projection. It is for individual consumers planning retirement who want to test assumptions themselves without linking bank accounts. It is positioned against black-box advisors and calculators by exposing every assumption, keeping data in the browser, and not selling products or data.
Key features
- Monte Carlo with 10,000 scenarios
- Withdrawal strategy modeling
- Social Security timing comparison
- Healthcare and IRMAA calculation
- Estate and legacy projection
- Blended CAGR from holdings
- Guyton-Klinger guardrails spending
- Life phase spending modeling
- Historical backtest since 1928
- AI plain-English plan synopsis