Pip
Calculates a daily spendable cash number by subtracting upcoming obligations from the account balance, and provides natural language answers to money questions.
Launch screenshots from Product Hunt, Jul 2026
Pip is a personal finance app that calculates a daily 'Spendable Cash Today' number by subtracting upcoming obligations from the account balance, helping individuals avoid overspending without building a budget. It targets consumers, especially those who find budgeting tedious, and is delivered as a mobile or web app with a subscription model. Unlike traditional budgeting tools, it focuses on a single daily signal and uses read-only data connections, ensuring it cannot move money and does not sell user data.
Key features
- Read-only bank account connection
- Daily spendable cash number
- Natural language money questions
- Savings goal tracking in chat
- No ads or data selling
- One monthly subscription