Parlay

An AI-powered loan intelligence system that streamlines qualification, automates verification, and generates loan summaries and product-fit recommendations to reduce manual work in small business lending. It is sold to community banks, credit unions, and SBA/small business lenders for use by lending, operations, and executive teams, serving small business applicants through the lender. It is delivered as a SaaS platform with a white-labeled applicant portal and lender portal that integrates with loan origination systems via pre-configured APIs.

Key features

• Intelligent intake and onboarding
• White-labeled SMB applicant portal
• Single intake for multiple SMB loan products
• Automated data orchestration via APIs
• Gathers financial, credit, industry, tax data
• AI-powered product fit detection
• Auto-generated loan summaries
• Product fit recommendations
• Lender portal with pipeline management
• Automated loan scoring
• Automated data validation
• Loan Origination System integration
• Multi-product credit box validation
• Custom credit box builder with conditional logic
• Audit logs and version control
• Automatic pipeline revalidation
• Applicant loan readiness insights