Lendbox

A cloud loan management platform that handles the loan lifecycle from application to repayment, with integrated double-entry accounting, client management, and AI-powered document verification and risk scoring to reduce manual work, prevent fraud, and support decision making. It sells to finance, operations, and executive teams at business-to-business lending companies and growing lenders managing branches and staff. It is delivered as a cloud-based SaaS with a web portal and Android and iOS apps, with tiered subscription pricing and API integration.

Key features

• Loan application and approval management
• Loan disbursement and repayment tracking
• Custom loan agreements and schedules
• Automated loan calculations
• Integrated double-entry accounting
• Automated journal entries
• Financial statements generation
• Bank reconciliation
• Cash flow management
• Client portal with 24/7 access
• Online loan applications and repayments
• AI document verification
• AI risk analysis and scoring
• Real-time transaction monitoring
• Fraud detection with instant alerts
• Maker-checker approval controls
• Permissions and branch scoping
• Detailed audit trails
• Recoverable deletions
• Interactive charts and reports
• Unlimited loan products
• Loan fees and penalty configuration
• Automated SMS and email notifications
• WhatsApp notifications
• Mobile app for Android and iOS
• Multi-currency support
• Unlimited file storage
• Data import via Excel/CSV
• Automatic backups