onbalance
Provides cash flow planning with future balance projections, multi-currency support, multi-business tracking, and collaborative features, all with on-device encryption and offline access.
A cash flow planning app that provides on-device, end-to-end encrypted financial tracking with offline-first mobile access, solving the problem of privacy and convenience trade-offs. It targets solopreneurs, freelancers, and small business owners who value confidentiality and simplicity. The app is positioned as a confidential-by-design alternative to cloud-based finance tools, with no external connections, no tracking, and no AI, ensuring data is accessible only to the user.
Key features
- On-device end-to-end encryption
- Offline-first mobile access
- Secure background sync
- Multi-currency support (fiat and crypto)
- Multi-business tracking
- Collaborative money management
- Future balance projections
- Customizable projects, accounts, categories
- Emoji tags for personalization
- Full data export anytime
- No social media activity within the last 30 days
GTM channels
- Blog
- Community
ICP
- Freelancers solopreneurs
- SMB owners
- Startups