Linker Finance

Provides a digital banking and account opening platform that helps banks grow deposits, automate onboarding, and reduce operational work without requiring a core conversion. It covers retail account opening with KYC and fraud checks, business onboarding with KYB/AML and beneficial owner verification, and retail and commercial banking with self-service features. Sells to community banks and their executive and operations teams. Delivered as a white-label SaaS that integrates with existing cores via direct or partner connections and is available on web and native mobile apps.

Key features

• Digital account opening in under 3 minutes
• KYC and fraud verification
• Create accounts in core systems
• Account funding and welcome letters
• Business onboarding with document collection
• KYB and AML checks
• KYC of beneficial owners
• Retail banking self-served features
• Commercial banking with Positive Pay
• Treasury management
• Remote deposit capture (RDC)
• Team management and payment approvals
• Core integration via Fiserv AppMarket
• White-label web and native mobile apps
• SOC 2 Type II and PCI compliant platform