Emma App
Personal finance app that aggregates accounts, tracks spending and budgets, manages subscriptions and bills, monitors net worth, and provides saving, investing and credit-building tools
A personal finance app that aggregates bank accounts to track spending, budget, manage recurring payments and subscriptions, monitor net worth, and support saving, investing and credit building. It is for individual consumers who want to control everyday spending, reduce waste and improve financial habits. It is delivered as a mobile app with tiered subscription plans using open banking connections to centralize accounts and provide budgeting and analytics tools.
Key features
- Account aggregation
- Recurring payments tracking
- Budgeting tools
- Spending analytics
- Net worth tracking
- Savings goals
- Cashback deals
- Bill reminders
- Share spending
- Pay via links and QR codes
- Emma groups payments
- Invest with GIA ISA JISA SIPP
- Funds investing
- Crypto investing
- Credit score and report
- Rent reporting to credit bureaus
- Custom categories
- Offline accounts
- Smart rules
- Spaces for account management
- Business account connection