Debt.ski
Intelligently allocates extra debt payments to minimize total interest and payoff time, considering promotional APRs and multiple rates per debt.
A debt payoff planning tool that helps individuals reduce interest costs and become debt-free faster by intelligently allocating extra payments across multiple debts. It targets consumers managing credit cards, auto loans, and student loans, including those with promotional APRs. The service differentiates itself by optimizing payment allocation around promotional rate expiration dates, offering a more cost-effective alternative to traditional avalanche or snowball methods. It is delivered as a software-as-a-service application.
Key features
- Tracks promotional APRs
- Handles multiple APRs per debt
- Optimizes extra payment allocation
- Compares strategies: Ski, Avalanche, Snowball
- Provides payoff timeline and schedule
- Shows total interest savings
- No social media activity within the last 30 days
GTM channels
- No GTM activity detected
ICP
- Consumers general