Chanchito

An AI financial agent that captures expenses from WhatsApp, Telegram, email and bank sources, automatically categorizes spending, tracks daily budgets, monitors subscriptions and recurring charges, and organizes debt payoff and savings goals with proactive alerts. It is for individual consumers managing personal finances and day-to-day spending. It is delivered as a chat-based service over WhatsApp and Telegram with email and bank integrations, requiring no spreadsheets, forms or separate app to install, and works proactively in the background.

Key features

• Expense capture via WhatsApp and Telegram
• Voice note and receipt photo logging
• Automatic expense categorization
• Daily spend limit tracking
• Category-based spending breakdown
• Subscription and recurring payment tracking
• Pre-charge subscription alerts
• Price increase detection
• Debt payoff planning
• Savings goal tracking
• Proactive financial alerts
• Bank email transaction import
• Activity log for auto-logged items
• Personal financial memory and context