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CalcMonte

Provides mortgage amortization, rent vs buy analysis, refinance break-even, compound interest, and Monte Carlo investment simulations.

A financial calculator suite that provides mortgage amortization schedules, rent vs buy analysis, refinance break-even calculations, compound interest projections, and Monte Carlo investment simulations. It serves individual consumers, financial professionals, and businesses needing loan and investment modeling. The tool is free, requires no signup, runs entirely client-side, and differentiates itself by incorporating volatility and probability-based outcomes into standard financial calculations.

Key features

  • Mortgage calculator with amortization schedule
  • Extra payment savings analysis
  • Side-by-side comparison of up to 3 loan scenarios
  • Rent vs buy calculator with Monte Carlo simulation
  • Refinance break-even calculator
  • Home price volatility and underwater risk analysis
  • Compound interest calculator for CDs and savings
  • Investment simulator with Monte Carlo percentile bands
  • Goal-seeking mode for monthly savings targets
  • Full housing cost analysis including taxes and insurance
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GTM channels
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ICP
  • Consumers general
  • Financial services firms
  • Real estate professionals