Cadence Money
Personal finance and budgeting app for tracking budgets, income, bills, cash flow, net worth, investments and financial goals
The product is a personal finance and budgeting app that helps users track budgets, income, bills, cash flow, net worth, investments and financial goals in one place. It is for individual consumers in Canada and the United States managing household finances, including users with Canadian and US bank accounts and registered accounts. It is delivered as a subscription app on iOS, Android and web with optional bank syncing and manual entry, positioned as a lower-priced alternative with privacy-focused data handling.
Key features
- Monthly and annual budgets
- Track income and bills
- Cash flow tracking
- Financial goals tracking
- Net worth overview
- Portfolio performance tracking
- Time-based reports
- Bank transaction syncing
- Import transactions from statements
- Unlimited transaction history
- Split transactions across budgets
- Recurring income and bill detection
- Calendar view for recurrings
- Bill alerts
- Multi-currency support CAD USD GBP
- TFSA RRSP FHSA RESP RDSP support
- 401(k) Roth IRA HSA 529 support
- Insights and suggestions
- Category learning
- Automations
- Passkey sign-in and 2FA
- Encryption at rest and transit
- Export transaction data