AlgorithmicFIRE

A rules-based retirement planning platform that provides backtesting tools to stress-test safe withdrawal rates, track trend-following model portfolios, and protect savings from sequence risk. It serves self-directed investors, including early retirees and financial independence seekers, as well as financial advisors and data-driven individuals. The platform differentiates itself by prioritizing quantitative analysis, using Monte Carlo simulations, historical backtesting, and inflation-adjusted calculations, and is delivered as a SaaS web application.

Key features

• Safe withdrawal rate simulator
• Monte Carlo portfolio simulators
• Roth conversion optimizer
• Trend-following model portfolios
• Automated email alerts and daily digests
• Historical backtesting against decades of data
• Inflation-adjusted calculations
• Tax-optimized Roth conversion strategies
• ACA health insurance cost minimization
• Early withdrawal bridge planning