Torv
Computes financial statements, tax optimization strategies, and educational insights from tax law and user inputs, with no forecasts.
Launch screenshots from Product Hunt, Jun 2023
A personal finance application that computes an individual's entire financial life from first principles, reconciling income, spending, taxes, and investment returns to the penny. It solves the problems of understanding where money goes and what to do with it, using a 50-state tax engine and current tax law. The target audience is individual consumers, including executives and finance professionals, who want precise, unbiased financial clarity without forecasts. It is delivered as a free, no-login web app with optional sample data, emphasizing privacy and no data collection.
Key features
- 50-state tax engine
- Retirement planner with savings waterfall
- Tax refund estimator
- Tax bracket calculator
- 401(k) optimizer
- Roth conversion tax cost
- Capital gains tax calculator
- Financial statements that balance to the penny
- Tax-optimized savings strategies
- Social Security claiming ages
- Withdrawal sequencing
- Fee drag calculator
- Full 1040 computation line by line
- No social media activity within the last 30 days
- No GTM activity detected
- Consumers general
- Executives founders
- Finance accounting teams