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RiskPay.biz

Processes credit cards, digital wallets, and bank transfers with instant USDC payouts and zero chargeback liability.

riskpay.bizPaymentsJun 2026Suur-Karja street 13, 1 Tallinn Tallinn 10140 EE

Launch screenshots from Product Hunt, Jun 2026

A payment gateway that processes credit cards, digital wallets, and bank transfers for high-risk businesses, solving the problem of traditional processors rejecting them. It sells to e-commerce merchants, startups, and other businesses in high-risk industries, regardless of size. It is positioned as a no-KYC, instant-approval solution with instant USDC payouts and zero chargeback liability, delivered as a SaaS platform with API and plugin integrations.

Key features

  • Instant approval without KYC
  • Accept credit/debit cards, Apple Pay, Google Pay
  • SEPA and ACH bank transfers
  • Instant USDC payouts to Polygon wallet
  • WooCommerce plugin integration
  • WHMCS plugin integration
  • Shopify integration
  • White-label payment gateway
  • Custom domain support
  • AI fraud screening
  • Smart transaction limits
  • Patented payment routing
  • No rolling reserves
  • No chargeback liability
  • No social media activity within the last 30 days
GTM channels
  • Blog
  • Partner program
  • Affiliate program
  • Marketplace
  • API
ICP
  • Ecommerce merchants
  • Startups
  • SMB owners
VendorRiskPay