Razorpay

The product is a finance platform that provides payment acceptance, payouts, business banking, payroll automation, and credit services to handle online, in-store, and cross-border money movement. It supports methods including UPI, cards, netbanking, QR codes, payment links, and subscriptions with settlement and gateway management. It sells to developers, finance teams, and executives at startups and enterprises, including B2B and B2B2C businesses and merchants selling in India. It is delivered as a SaaS platform with infrastructure APIs, dashboards, and integrated banking tools.

Key features

• Payment gateway for websites and apps
• Payment links to collect money
• Payment pages with personalization
• Webstore to list and sell
• Multi-feature QR codes
• UPI payments stack
• Magic Checkout for conversions
• Recurring subscription collections
• Instant settlement of payments
• Optimizer for multiple gateways
• POS for in-store payments
• International payments acceptance
• International bank transfers in USD GBP EUR
• Current accounts for business banking
• Source to Pay automation
• Automated payroll and compliances
• Bulk payouts via API
• Payout links