Mangopay

The product is wallet-based payment infrastructure for multi-party flows that handles collecting, splitting, holding, reconciling and paying out funds across buyers, sellers and vendors, including multi-currency and FX operations. It sells to enterprise platforms and marketplaces such as product, on-demand, travel and hospitality, SaaS, financial and crypto platforms, serving developers and finance teams. It is delivered as API-driven infrastructure and SaaS with modular wallets, virtual IBANs and embedded accounts for automated money movement.

Key features

• Multi-currency wallet infrastructure
• Flexible FX infrastructure
• Multi-currency embedded balance accounts
• Virtual IBANs per wallet
• Payment acceptance via multiple acquirers
• Automated money movement and reconciliation
• Multi-vendor basket and payment splits
• Global payouts with local settlement
• Identity verification in 16+ countries
• Fraud protection and risk management
• Collection wallet
• Escrow and holding wallet
• Loyalty wallet
• Refund wallet
• FX and treasury wallets