Kuratek

A digital cross-border payment platform that lets sponsors send funds directly to approved merchants for beneficiaries to spend via QR code, solving cash handling, delays and misuse of remittances. It serves US-based sponsors supporting family abroad, beneficiaries in Central America and Caribbean without bank accounts, and registered merchants and NGOs that disburse or accept payments. It is delivered as an all-digital network with QR codes and security codes, no cash pickup, cards or beneficiary app required, with real-time tracking and instant settlement to merchants.

Key features

• Direct payments to approved merchants
• QR code and security code payments
• Real-time transaction tracking
• Real-time confirmation and notifications
• Instant merchant settlement
• One-time cross-border money transfers
• Recurring cross-border payment management
• 24/7 fund access for beneficiaries
• No bank account required for beneficiaries
• No cash pickup required
• Contactless digital payments
• Enterprise disbursement for organizations