CentProof

CentProof is a local-first Mac application that imports bank and credit-card PDF statements, reconciles them to the cent, and provides search, tagging, and local AI-powered querying. It solves the problem of financial data privacy and aggregation by keeping all data on the user's Mac, eliminating the need for bank passwords or cloud sync. The product targets privacy-conscious individuals, freelancers, Mac power users, and bookkeepers/accountants who need statement-based finance management without third-party data access. It is positioned as a native, verifiable alternative to cloud-based personal finance tools, with a direct download model and no recurring subscription required.

Key features

• Statement import and parsing
• Reconciliation to the cent
• Transactions view with search and filters
• Smart tagging for merchants and categories
• Ask CentProof local AI queries
• Recurring subscription detection
• Cleanup inbox for messy descriptions
• Cash-flow calendar
• Anomaly detection with explanations
• What Changed comparison reports
• Tax summary by date range
• CSV and PDF report exports