Cartera

A financial platform that provides multi-currency accounts, payment processing, and travel booking services, solving the problem of managing cross-border business finances and travel in one place. It targets European businesses, freelancers, and remote workers who need to send, receive, and manage money internationally. The platform is delivered as a mobile and web app, offering SEPA transfers, SWIFT payments, bulk payments, and travel bookings, with a focus on compliance and security.

Key features

• Multi-currency accounts
• SEPA transfers with same-day processing
• International SWIFT payments
• Bulk payments for payroll and suppliers
• Beneficiary management
• Real-time payment confirmations
• Secure processing with compliance checks
• Travel booking: trains, flights, eSIMs, experiences
• QR pay
• Instant currency exchange at market rate