An open finance platform that connects to users' bank accounts, employment records, and fiscal data to provide financial insights and enable payments. It serves financial services firms, lenders, and developers in Latin America, offering APIs for data access, AI-powered insights, and payment solutions like direct debit and Pix. The platform is delivered as an API infrastructure, with no-code tools for faster integration.
Key features
- Connect to retail and business bank accounts
- Leverage official employment records
- Retrieve tax returns and invoicing history
- Detect fixed obligations and commitments
- Confirm account ownership and active status
- Validate real income sources instantly
- Turn raw bank transactions into clear insights
- Boost risk model accuracy with predictive features
- Assess job stability with one score
- Receive alerts on salary and status changes
- Evaluate granular work and salary history
- Forecast salary growth and career trends
- Automate recurring collections in Mexico
- Enable instant, one-tap Pix payments in Brazil
- Monitor account balance and collect automatically
- Move funds automatically between same-owner accounts
- Connect AI agents to Open Finance
- Automate collections with AI
- X0.2/day
- LinkedIn0.1/day
GTM channels
- Blog
- Partner program
- Marketplace
- API
- Docs
ICP
- Financial services firms
- Software developers
- Enterprises