BillionCore
Analyzes a card's BIN to provide a risk decision (approve, review, decline) with chargeback history, rebill odds, and issuer information.
Launch screenshots from Product Hunt, Jun 2026
BillionCore is a BIN-based card intelligence API that provides real-time risk decisions on card transactions, solving the problem of blind card acceptance by analyzing chargeback history, rebill odds, and issuer data. It targets businesses that process their own cards and bear chargeback costs, including iGaming operators, subscription merchants, and payment orchestrators. The service is delivered as a pay-as-you-go API with a free tier, offering a clear take, route, or skip decision with economic rationale, without using personal data.
Key features
- BIN-only lookup, no PII
- Real-time risk decision
- Chargeback history analysis
- Rebill odds prediction
- Issuer verification
- Cross-border flagging
- Pay-as-you-go pricing
- Free tier available
- No social media activity within the last 30 days
GTM channels
- API
- Docs
ICP
- Financial services firms
- Ecommerce merchants
- Operations teams